Verified in Japan

Money · Published 2026-09-29 · Updated 2026-09-29

Facts last checked 2026-09-29 · Next review 2026-12-01

Getting cash in Japan with a foreign card: Japan Post and 7-Eleven ATMs, fees and limits

Japan Post Bank ATMs accept Visa, Mastercard, JCB, UnionPay and more, with a 50,000-yen limit per withdrawal and a possible 220-yen fee. Seven Bank has ATMs at 7-Eleven stores. Here is what the official pages say.

Japanese yen and US dollar banknotes fanned out on a table
Photo: Qing Luo / Pexels

Many places in Japan still take cash only, especially temples, shrines, hot springs and remote spots (see Is Japan still cash only?). So you will probably need to withdraw yen at some point. Two ATM networks explain in English that they accept foreign cards. Here is what their official pages say, checked on 2026-09-29.

Japan Post Bank (Yucho) ATMs

From Japan Post Bank's "International ATM Service" page:

  • You can withdraw cash with cash cards, debit cards, credit cards and prepaid cards issued by banks outside Japan.
  • Cards must carry one of these brand marks: Visa, PLUS, Mastercard, Maestro, Cirrus, JCB, China UnionPay or DISCOVER.
  • The service is available at all Japan Post Bank ATMs in Japan. Hours differ by ATM, and some ATMs may not be usable because of where they are placed.
  • Limit: 50,000 yen or less per withdrawal.
  • Fee: with some foreign cards, an ATM fee of 220 yen (tax included) per withdrawal may apply, plus any fees set by your own bank.
  • With some foreign cards, you can choose to fix the amount in your card's home currency (for example US dollars or euros) at the ATM, instead of the usual process where the amount is fixed when your bank bills you.

Ask your own bank what it charges, and whether your card can be used abroad.

Seven Bank ATMs (7-Eleven)

Seven Bank's English page says you can withdraw yen from ATMs at 7-Eleven stores, and gives the number as over 28,000 ATMs across Japan, day or night. Check its page for the card brands and fees that apply to you.

"Pay in your home currency?" at the ATM

Japan Post Bank says that with some foreign cards you can fix the amount in your card's home currency at the ATM. Normally the amount is fixed later, when your bank bills you. We have not compared the two, so we cannot say which is cheaper for your card. If the screen shows a rate, read it before you accept.

Where you may not find an ATM

Our own data has examples of remote spots that warn about cash:

  • Shikisai-no-oka, Hokkaido: rides, restaurants and the car park take cash only, and the page says there is no ATM nearby.
  • Tobishima Island, Yamagata: there are no bank ATMs on the island (the page suggests the post office).

Withdraw cash before you head to islands, mountains and small towns.

Sources